Our Products

Coverage for every part of your life

Independent means we work for you, not the carriers. Browse our core lines below and request a free quote anytime.

Car Insurance

California-compliant auto policies tailored to your driving and budget.

  • Liability & full coverage
  • SR-22 filings
  • Rideshare endorsements
  • Multi-vehicle discounts

Home Insurance

Protect your home and everything inside it from California's unique risks.

  • Homeowners & condo
  • Renters insurance
  • Earthquake & flood add-ons
  • Bundle discounts with auto

Life Insurance

Plans that protect your family at any age and stage.

  • Term life (10–30 yr)
  • Whole & universal life
  • Final expense
  • No-medical-exam options

Commercial Insurance

Coverage that keeps your business moving — without overpaying.

  • General liability & BOP
  • Workers' compensation
  • Commercial auto
  • Professional liability